|General Rules VA Loan Eligibility|
Military Service Requirements for VA Loan Eligibility:
The Texas Hill Country is a favorite destination for Military Veterans. With so many military bases in the San Antonio area, as well as the VA hospitals in San Antonio and Kerrville, its no wonder the Hill Country is such a popular area for retiring military veterans. The VA and Texas Vet Loan Programs are great vehicles for helping you get the best out of what you have earned with your military service. The housing programs with the VA and Texas Vet offer fantastic terms, rates and other great benefits.
Note: Applications involving other than honorable discharges will usually require further development by VA. This is necessary to determine if the service was under other than dishonorable conditions.
Wartime - Service During:
You must have at least 90 days on active duty and been discharged under other than dishonorable conditions. If you served less than 90 days, you may be eligible if discharged for a service connected disability.
Peacetime - Service during periods:
You must have served at least 181 days of continuous active duty and been discharged under other than dishonorable conditions. If you served less than 181 days, you may be eligible if discharged for a service connected disability.
Service after 9/7/1980 (enlisted) or 10/16/1981 (officer)
If you were separated from service which began after these dates, you must have:
Gulf War - Service during period 8/2/1990 to date yet to be determined
If you served on active duty during the Gulf War, you must have:
Active Duty Service Personnel
If you are now on regular duty (not active duty for training), you are eligible after having served 181 days (90 days during the Gulf War) unless discharged or separated from a previous qualifying period of active duty service.
Selected Reserves or National Guard
If you are not otherwise eligible and you have completed a total of 6 years in the Selected Reserves or National Guard (member of an active unit, attended required weekend drills and 2-week active duty for training) and
Individuals who completed less than 6 years may be eligible if discharged for a service-connected disability.
You May also be determined eligible if you:
Note: Also, a surviving spouse who remarries on or after attaining age 57, and on or after December 16, 2003, may be eligible for the home loan benefit. However, a surviving spouse who remarried before December 16, 2003, and on or after attaining age 57, must apply no later than December 15, 2004, to establish home loan eligibility. VA must deny applications from surviving spouses who remarried before December 6, 2003 that are received after December 15, 2004.
Eligibility may also be established for:
Use your VA or Texas Vet loan for you dream home or land in the Texas Hill Country. There are great Hill Country towns to choose from like, Bandera, Pipe Creek, Medina, Tarpley, Utopia, Comfort, Center Point, Kerrville, Lakehills, Camp Verde, Boerne, Fair Oaks, Sisterdale, Kendalia, Waring and Ingram.